Portfolio Investments

Emerge is revolutionising business banking for SMEs, eliminating the traditional barriers posed by incumbent banks. Its fully digital, mobile-first platform allows SMEs to open accounts in minutes—no physical branch visits or paperwork required. With zero fees and no account maintenance costs, Emerge offers a suite of features including unlimited virtual cards, seamless integration with accounting software, physical cards, multi-director access, and support for Google and Apple Pay. Built with best-in-class security, the platform delivers valuable data insights, making financial management easier for business owners on the go.

Bloxx Build-to-OWN is an innovative financing structure designed to address New Zealand's housing crisis by making homeownership more accessible for a generation of renters. Benefits for homebuyers include a dedicated supply of much-needed housing, a 1% deposit, and monthly payments that are 40% lower than traditional mortgages. Homeowners also build equity three times faster than through conventional mortgage repayments. Bloxx has secured a pipeline of 4,500 new homes valued at approximately $4.5 billion, set to be delivered over the next three years.

Debut is pioneering the next generation of banking, designed to empower users to fight inflation, grow their savings, and spend securely. The platform helps manage finances with tools to categorise transactions and set budgets. Debut offers sophisticated financial products in a user-friendly format, ensuring fairness by eliminating fees while building a sustainable business. Debut makes high-quality financial services accessible to everyone, helping users achieve their financial goals with ease.

Wych is revolutionising the open data landscape with its seamless, compliant access to real-time and enriched transaction data. Their no-code solution allows businesses to harness the power of financial data to drive innovation and efficiency. As a winner of the 2023 New Zealand Fintech Pitch Award, Wych is set to lead the way in data accessibility and compliance, making financial insights more accessible and actionable for businesses of all sizes.

Indi is The Independent Mortgage Company, dedicated to supporting independent-thinking Kiwis who are fed up with the traditional big bank approach. Their direct, online mortgages are designed to save you time and money, without the complexities and overheads associated with traditional banks. Indi keeps things simple, from a fast sign-up process to clear, straightforward communication. Independent, logical, and efficient, Indi provides a smarter mortgage solution for Kiwis who value independence and simplicity.

Extraordinary simplifies employee payments with an all-in-one platform for managing non-payroll expenses like travel allowances, professional development, health and wellbeing budgets, and employee rewards. Extraordinary empowers employees with instant access to funds while eliminating reimbursement delays, receipt collection, and administrative hassle.

By streamlining financial processes and enhancing employee satisfaction, Extraordinary helps businesses prioritise financial wellness and engagement, creating extraordinary value for companies and their teams.

Sortme is transforming personal finance management with its intelligent categorisation and budgeting tools. Designed to simplify financial tracking, Sortme automatically sorts transactions and provides users with clear insights into their spending habits. This innovative platform empowers individuals to manage their finances more effectively, helping them achieve their financial goals with ease. As part of our portfolio, Sortme continues to innovate and provide essential tools for financial wellbeing.